Your wealth in dollars, out of exchange-rate risk
Mexico
More and more Mexicans are choosing Miami as a destination to protect and grow their wealth in dollars. Florida’s legal stability, its dynamic real estate market, and dollar-denominated rental opportunities make Miami one of the best bets for the Mexican investor.
However, before buying a property in the United States, it’s essential to understand how it impacts your tax situation in Mexico, what obligations apply with the SAT, and how to structure the investment efficiently.
Can You Buy Property in Miami?
Yes, and without requirements more complex than many people expect. Florida's real estate market is open to foreign nationals, including Mexicans, under the same conditions as U.S. citizens.
What you do need to keep in mind:
Taxes When Buying and Investing in Miami
When buying or investing in Miami from Mexico, you'll need to consider the taxes that apply to international buyers, as well as the tax impact on your Mexican tax return with the SAT.
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Schedule a Free ConsultationImpact in Mexico: tax obligations with the SAT
Mexico taxes the worldwide income of its tax residents, which means you must report to the SAT the income generated by your property in Miami.
Key points every Mexican investor in Miami should know:
FIRPTA
FIRPTA is a U.S. federal law that requires 15% of the sale price to be withheld when the seller is a nonresident foreign national.
For Mexicans, this means a 15% withholding on the total sale price — not on the profit.
Key points you need to understand:
Is It Worth Creating an LLC to Buy in Miami?
Many Mexican investors choose to acquire properties in Miami through an LLC instead of buying in their own name.
Considerations for Buying in Your Personal Name
Buying directly in your own name is simpler but exposes you to U.S. estate tax. An LLC involves annual maintenance costs that should be weighed against the benefits.
Why Is Miami Still a Great Bet?
Beyond tax considerations, investing in Miami from Mexico remains one of the most effective wealth-building strategies:
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Notice: The information contained on this page is for informational purposes only and does not constitute tax, financial, or legal advice. We recommend consulting a qualified tax and/or legal advisor in Mexico and the U.S. before making any investment decision.
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